ADC – Ann DSilva Consulting values the privacy of its clients, visitors and users on its website www.anndsilvaconsulting.com
The idea of this policy is to educate the user as to what personal information is being captured by us and where the same is being used. It describes the principles and practices that apply to Personal Information (defined below) collected from users of our services ("you") on our website, in telephone or e-mail communications, or in interviews, surveys, sweepstakes, contests, or raffles.
In short
1. We will not collect Personal Information without your knowledge and permission;
2. We will not knowingly disclose your Personal Information to third parties, except as provided in this Privacy Policy;
3. We will take reasonable steps to protect the security of the Personal Information we collect from you.
For unregistered users
It is advisable that you register with us in order to avail fully the benefits on our website. If you do not register, then the information we collect from you is limited. However, unregistered users would be able to access only a limited area of our website and they would not be able to avail of any features / offers / promotions on the website.
We log your IP address in order to help diagnose problems with our server, administer our website and track usage statistics.
Your IP address may vary each time you visit, or it may be the same, depending on whether you access our website through an always-on type of Internet connection (e.g., cable modem or DSL), or through a dial-up connection (e.g., VSNL, MTNL etc). Either way, it would be extremely difficult for us to identify you through your IP address, and we make no attempt to do so.
If you reached our website by clicking on a link or advertisement on another website, then we also log that information. This helps us to maximize our Internet exposure, and to understand the interests of our users. All of this information is collected and used only in the aggregate; that is, it is entered into our database, where we can use it to generate overall reports on our visitors, but not reports about individual visitors.
We also place a small file known as a "cookie" on your computer's hard drive. A cookie may contain information that allows us to track your path through our website and to determine whether you have visited us before. However, unless you register with us, it contains no personally identifiable information that would allow us to identify you. Cookies cannot be used to read data off of your hard drive, and cannot retrieve information from any other cookies created by other websites. We use cookies in this manner to help us understand how visitors use our site, and to help us to improve our site. You may refuse to accept a cookie from us by following the procedures specific to your Web browser. Although you may do so, you may find that your browser reacts strangely when visiting not only our website, but other websites as well. Since cookies don't provide us with any information from which we can identify you, we suggest you allow us to place one on your computer. If you are visiting a site where you will be accessing your confidential account information, you will be required to accept cookies as it is essential for site administration and security.
If you visit our site by "clicking-through" from a site operated by one of our partners, and you have registered with that partner, then certain information about you that you have provided to that partner may be transmitted to us. You should review the privacy policy of the website from which you reached our site in order to determine what information was collected and how you agreed that our partner could use that information. Regardless of what information was transmitted to us, however, we don't keep it unless you registered client with us.
How we use the personal information we collect.
We use the personal information we collect to help both of us! As we mentioned above, registering with us allows you to personalize our website so that it is most useful to you. It also allows you to log into our site automatically each time you visit, rather than manually typing your user name and password every time. By registering you can also track your history of transactions that you have done on our site which is available in the form of a Dossier. We may also use this information to periodically contact and update you with news, offers, promotions or important information about your account and from ADC – Ann DSilva Consulting or to request your feedback on our site. In addition to these periodic updates, we may email you additional materials, but only if you specifically request them. These might include opt-in newsletters and other materials that you proactively request from ADC – Ann DSilva Consulting.
In addition to these communications, if you have provided an email address, we may use your personal information to send you notifications about special offers or to tell you about opportunities available from our partners. You may opt-out of any or all marketing communications from ADC – Ann DSilva Consulting in any commercial e-mail we send or at any time, as well as access and update your personal information, by visiting our website www.anndsilvaconsulting.com
Disclosure of your personal information.
We do not sell or rent any personal information to any third party, other than our program partners, as discussed in this policy. We may aggregate personal information from all of our users and provide that information in the aggregate to other parties, including advertisers, for marketing and promotional purposes. However, if we do so, that information will not be in a form that will allow any third party to identify you personally.
We may share some of your personally identifiable information with our subsidiaries and sister companies around the world that are committed to providing you with a comprehensive array of services and products. Sharing this information allows us to better understand the ways in which our various product and service offerings can be improved / upgraded for higher customer satisfaction. It also enables us to provide you with information about offers/deals/loyalty programs in which you might be interested. We do not place restrictions on the use of personal information by or partners / affiliates but they will treat it at least as protectively as they treat information they obtain from their other users. They also will comply with applicable laws governing the transmission of promotional communications, and give you an opportunity in any such email that they send to choose not to receive such promotional e-mail messages in the future.
We also may share your personal information with third-parties specifically engaged to provide services (such as Insurance companies / loyalty program partners/ banks etc), in which case we will require those parties to agree to use any such personally-identifiable data solely for the purpose of providing the specified services to ADC – Ann DSilva Consulting. We may also use the information to provide to government agencies like RBI, Banks etc as per the laws of the country. As you might expect, ADC – Ann DSilva Consulting must cooperate with legal authorities, and may in some circumstances be required to disclose personally identifiable information in response to requests from law enforcement authorities, or in response to a subpoena or other legal process. We don't expect this to happen, but if it does, we will provide only the information required. In other words, we will not simply turn over our database in response to a specific legal requirement. We also may share your information in connection with a corporate transaction, such as a divestiture, merger, consolidation, or asset sale, and in the unlikely event of bankruptcy.
Minors
Minors (as defined under the laws of their jurisdiction or residence) are not eligible to register for use or purchase the products or services available on our website. We do not knowingly collect personal information from any minor, and will not use this information if we discover that it has been provided by a Minor.
Third Party Advertisers
Third parties advertise on our website. We do not share any personal information about you with these advertisers unless you give us permission to do so, separate from any permission you provide during the member registration process. These advertisers may seek to use cookies and pixel tags to track Session Data about the ads you have seen and types of things in which you appear interested. These advertisers may also use combined information about your visits to our website and other websites in order to provide advertisements about related goods and services that may be of interest to you.
When you click on one of these advertisers' links, you are leaving our site and entering another website. We are not responsible for such third party's websites. You should carefully review the privacy statements of any other website you visit, because those privacy statements will apply to your visit to that website, and may be very different from our policy.
Opting-Out
As part of the registration process, we give you the ability to receive via e-mail or direct messaging information about our products and services, updates to our website, customized advertisements and promotions that are targeted to your specific interest, such as promotions, contests, sweepstakes and other offers/programs available on our website and/or sponsored by our affiliates / program partners and advertisers. We send this information directly ourselves, or via third party service providers. If you do not opt-out from receiving these communications about our site, we will send them to you.
Links
For your convenience, our site provides links to other websites. When you click on one of these links, you are leaving our Site and entering another website. We are not responsible for such third party websites. Such websites are not under our control. You should carefully review the privacy statements of any other sites you visit, because those privacy statements will apply to your visit to such other websites. Access to any other internet websites linked to the website is at the user's own risk. ADC – Ann DSilva Consulting does not in any way vouch or endorse the genuineness or the quality of the contents of such websites. It should not be construed that ADC – Ann DSilva Consulting has any association with the operators or owners of such third party websites.
Changes to this Privacy Policy
We reserve the right to change this policy should we deem it advisable to do so. If we make material changes that will affect personal information we have already collected from you, we will make reasonable efforts to notify you of the changes and to give you the opportunity to amend or cancel you data with us.
